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What are the Shakepay reward statuses?

Shakepay Rewards are designed to give you perks that help you grow your bitcoin balance, including cashback when you spend with the Shakepay Card*, interest on your cash balance, and daily ShakingSats rewards.

Updated in the last hour

How do rewards statuses work?

Every Shakepay customer starts at Base.


You can move up to Bright or Blue based on your activity within each calendar month. Each status includes its own set of benefits such as cashback, FX rates, interest, and ShakingSats rewards.


What are the benefits of each status?

Base Benefits

  • 1% cashback on the card

  • 3% FX fee

  • 10 sats per shake

  • 1.5% interest on your cash balance

Bright Benefits

Earned when you exchange $100 or receive $200+ in direct deposits per calendar month.

  • 1% cashback

  • 1.5% FX fee

  • Up to 100 sats per shake (max at 365 days)

  • 2% interest on your cash balance

Blue Benefits

Earned when you exchange $1,000+ or receive $2,000+ in direct deposits per calendar month.

  • 1.5% cashback

  • 0% FX fees

  • Up to 500 sats per shake (max at 1,000 days)

  • 3% interest on your cash balance

  • Priority support

Business Benefits

All business accounts automatically receive these benefits.

  • 2% interest

  • Up to 100 sats per shake (max at 365 days)

  • Priority support


How do I move up to Bright or Blue?

Your status is based on your activity each calendar month.

To earn:

  • Bright:
    Exchange $100+ OR receive $200+ in eligible direct deposits.

  • Blue:
    Exchange $1,000+ OR receive $2,000+ in eligible direct deposits.

Your status updates automatically when you reach the requirements.


Does my status reset each month?

Yes. Status is evaluated on a month-to-month basis.

If you don’t meet the requirements for Bright or Blue in a new month, you move back to Base for the following month.


When does my status activate, and how long does it last?

Your status updates as soon as you meet the monthly requirement.
Once you qualify, your new status is active:

  1. Immediately for the rest of the current month, and

  2. For the entire following month.

Example

If you qualify for Bright or Blue on December 12, your benefits begin right away and continue through the rest of December and all of January.

This applies no matter which day of the month you qualify—early or late.

What happens after that?

Your status for the next month (February in this example) depends on whether you meet the qualification requirements again in January.

To keep your status into February without any lapse, you would either:

  • Qualify again at any time in January, or

  • Make a qualifying direct deposit or exchange on February 1st


How do ShakingSats rewards work with statuses?

The maximum sats per shake now depends on your status:

  • Base: 10 sats/day

  • Bright: Up to 100 sats/day

  • Blue: Up to 500 sats/day

The value still grows with your shake streak, but the cap now depends on your status.


How do Shakesquads rewards work?

When a member of your Shakesquad makes an eligible card purchase, you earn 10 sats per purchase.


What are the interest rates?

Your CAD balance earns interest based on your status:

  • Base: 1.5%

  • Bright: 2%

  • Blue: 3%

  • Business: 2%

Interest is paid in bitcoin.


What happens to my shake streak?

Your streak stays the same! Only your maximum daily sats changes depending on your status. So if you’ve been shaking for 500 days and you’re in Blue, your reward will grow toward the Blue max of 500 sats/day.


How do I check my status and progress?

Open Shakepay → Profile → Shaker Profile

You’ll see:

  • Your current status

  • Your progress toward the next status

  • What you need to do to reach Bright or Blue


What counts as “direct deposits” toward Bright or Blue?

Eligible direct deposits include payroll deposits and other supported incoming bank transfers sent directly to your Shakepay account.

Internal transfers, e-Transfers, and crypto deposits do not count.


How does cashback work?

Cashback is paid in bitcoin on every eligible Shakepay Card purchase.

Your cashback rate depends on your status:

  • Base/Bright: 1%

  • Blue: 1.5%


What is an FX fee?

An FX fee is a Foreign Exchange fee charged when you make a purchase in currencies other than Canadian Dollars.


What does priority support mean for Blue?

Blue customers receive:

  • Live chat during business hours

    • 7am-11:30pm EST Monday to Friday

    • 7am-9pm EST weekends

  • Priority in queues

  • More direct access to our team when it matters most


Can business customers earn Bright or Blue?

No. Business accounts have a fixed set of benefits and do not move between statuses.


What direct deposit's are eligible for the status?

  1. Payroll deposits

  2. Pension deposits

  3. Government benefits, including:

  • Canada Child Benefit (CCB)

  • Canada Pension Plan (CPP)

  • Old Age Security (OAS)

  • Employment Insurance (EI)

  • Housing Allowance

  • Income Security Benefits

  • Workers’ Compensation Board

  • Employment Assistance Allowance

  • Parental Insurance

  • Children’s Assistance

For full details on our rewards program, please refer to our Rewards Terms here.

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